Everybody is aware of the advantages of the Internet. First of all, it provides easy access to useful information of different kinds. Then, we can buy, communicate, do research with its help and what not. But what concerns dangers one can encounter online, people are either unaware of them or forget about them. No wonder the number of Internet users scammed by different online scammers is growing.
Any of such scammers aims at stealing people’s money and property. According to official data millions of dollars can be put down to these crimes. So many lives have been ruined so far that special police units have been organized with the aim of fighting with online crimes.
Schemes of the criminal acts performed online are different and there are many of them. Here are some examples. The information will help you avoid scams so that you will never join the ranks of the victims.
Millions of Internet users enjoy such means of communication as e-mail. Meanwhile scammers also take advantage of it by swindling personal information and money out of innocent and unsuspecting individuals. People receive letters written allegedly by a bank or a financial group. There is a link in such a letter and an invitation to visit the website where the individual is requested to fill in a form with personal information, namely credit card information, bank accounts, passwords, etc. in order to verify it. The problem is that these fraud sites look like well-known legal companies with the same range of services therefore they don’t evoke suspicions. Then this information is used for stealing money from the person’s bank account or for purchasing something with his or her credit card. Phishing appeared in the 1990s. AOL users were asked to input their passwords for the account. In such cases victims’ accounts are used for different scams. Distributing spam mails is one of them.
These are also e-mails. They inform the addressee of the message that he or she has become a successful winner of some international lottery and the prize is millions of dollars. To make it more convincing, they are sure to provide a link leading to a real lottery site and attach sham ads and documents. Those who swallow the bait are then requested to cover expenses which include processing fees, taxes and suchlike.
Nigerian Scams (419).
This is, perhaps, the most frequently occurring online scam. People receive e-mails with different stories but their sense is the same. An ex political leader, for example, wants to transfer millions of funds to other countries. He needs help and offers a share. Or a seriously ill rich person asks to help him manage charity funds.
To make their offers more attractive they mention huge amounts of money. As in the case of other online scams, the request for some kind of payment on the part of the victim will follow. The poor thing may even be asked to go abroad as it will allegedly speed up the process of transferring the funds where he will be kidnapped and released only after paying a big ransom.